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Insurance will rise at the end of summer

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Rising prices for CTP is expected in the next few months: according to “Vedomosti“on 31 August 2018 it is planned to change as base rates “avtograzhdanki” and the coefficients for them. This date is stated in the relevant draft guidelines, prepared by the Central Bank. Recall that to change the tariffs for this type of insurance in Russia is possible only once a year.

car crash collision

Earlier, the Central Bank has already used the right to change the base rate, both times their size increased. We will remind, last time the regulator has increased the tariff in April 2015. Then it was expanded tariff corridor which was supposed to increase competition among insurance companies, but in the end the main players of the market just used the top bar. Insurance policies last time rose by about 60%.

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Russian insurance should look to the experience of Germany

In an attempt to reassure car owners of Russia, in the throes of an increase in the cost of insurance, which is expected due to the planned transition to “free fares”, the experts of the Russian Association of motor insurers was found in Berlin…

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According to RSA, to date the price of the policy “avtograzhdanki” is calculated from the base rate: from 3 to 4 432 118 rubles. It is multiplied by different individual customers for the coefficients taking into account the region in which the car is used, the engine power of the machine, as well as experience and age of the driver. In addition, the MSC is used (coefficient of bonus-Malus): in case of accident-free driving, he gives a discount on OSAGO, in case of a “history of accidents” – allowance.

Note, at this point, the Central Bank has no plans to change this system, although the long-debated translation on the availability of insurance tariffs. It is expected that this will increase competition (which in theory should lead to a reduction in the price of the policy), and will also make the rate more equitable. According to representatives RSA, in this case, an experienced and careful drivers do not have to pay for the young and gets into an accident. According to the President of the Russian Union of insurers Igor Jurgens, in this case, the break-even clients the cost of services could decrease by 50% for loss-making – to increase by 25-50%.

The increase in tariffs CTP has repeatedly insisted that the insurers, who continue to refer to the loss-making segment because of the actions of the so-called “criminal avtoyuristov”. The top ten most affected by the scams of subjects of the Russian Federation entered Krasnodar Krai, Volgograd, Rostov, Nizhny Novgorod region, Tatarstan, Sverdlovsk region, Bashkortostan, Primorsky Krai, Chelyabinsk and Lipetsk region.

Bez-imeni-2

The current rates and coefficients will be terminated on August 31. The draft of the Central Bank not specified new minimum and maximum base rates, and also changed the factors taking into account region, age and experience of owner. Presumably the former will leave the power factor of the engine and KBM.

We will remind, according to the calculations of SAR in the first quarter of 2018 the average cost of the policy CTP was 5 769 rubles (reduction to same period last year was 2.2%). In the same period, average payment under the contracts was equal to 64 225 rubles (that is, the index decreased by 12.7%).

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Automotive

Cyril, Bravdo about the hatchback Porsche Cayenne Coupe static

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Cyril, Brevdo be considered and felt Cayenne Coupe is in a closed presentation in Stuttgart. Details — in joint with Leonid Popov the material.

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Brand Skoda reported and shared plans for the year

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Konstantin Bolotov, 3 hours ago. Photo: Skoda

Officially announced that the Geneva concept Skoda Vision iV will gain the serial appearance in 2020 and will be the first Skoda on the platform of the MEB.

Annual press conference of Skoda is not limited to triumphant. Sales hit record fifth year in a row, for 2018 worldwide sold 1 253 700 cars (+4.4 per cent), and in Russia the largest growth (+30,7%) and in Europe and China are the same (+4.9 per cent). However, no problem is also not done. Operating profit fell by 14.6% (to 1.38 billion euros) and the margin decreased from 9.7% to 8% (although it is higher than the 7.9% at Audi and 3.8% for Volkswagen).

Negatively impacted by switching to economy WLTP, the weakness of the British pound and the Russian ruble, the trade war between the US and China, the rise in the labor force in the Czech Republic and so on. However, Skoda is optimistic, is entering the era of electric mobility and promises in 2019 to please a couple of new products.

Hatchback , Scala will be released on the European market in April, and the compact crossover Kamiq will have to wait until the fall. Neither Russia not going, and instead of Rocks we were promised rethought Rapidthat the plans are not mentioned at all.

New Octavia this year will not be exact, but it will see the light of the facelifted Superb. It will be a plug-in hybrid PHEV and Herald the start of the “era of eMobility”, together with a battery city car Citigo. Other European Prime Minister in 2019 from Skoda should not wait. But by 2022, the brand will introduce more than 30 new models, of which ten will be electrified. The Czechs are going to work actively in Singapore and Israel, whereas in India, Skoda will lead the attack of the Volkswagen Group and will build a subcompact SUV.

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Dealers spoiled the effect of the release on the market the most expensive version of Suzuki Ertiga

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In Indonesia officially introduced the “Sportivny” version of the compact MPV Suzuki of the new generation. The appearance made more aggressive, but the engine carried over from the basic model.

The Ertiga teaser version “for sports” the Indonesian unit of Suzuki distributed last week. At the same time in the Network posted photos of the special modificationsmade at one of the local shopping malls: the car on those pictures was the GT nameplate, it was assumed that this is a “sporty” compact MPV. But at the last today, March 22, the official presentation showed another vehicle – Ertiga Sport. And what about the GT? There are a couple of versions. The first is that the compact MPV has received a set of accessories from the dealer. The second is a new equipment that the dealer has declassified prematurely, because the GT version in the manufacturer’s website is not, in contrast to the Sport.

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