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Insurance will rise at the end of summer

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Rising prices for CTP is expected in the next few months: according to “Vedomosti“on 31 August 2018 it is planned to change as base rates “avtograzhdanki” and the coefficients for them. This date is stated in the relevant draft guidelines, prepared by the Central Bank. Recall that to change the tariffs for this type of insurance in Russia is possible only once a year.

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Earlier, the Central Bank has already used the right to change the base rate, both times their size increased. We will remind, last time the regulator has increased the tariff in April 2015. Then it was expanded tariff corridor which was supposed to increase competition among insurance companies, but in the end the main players of the market just used the top bar. Insurance policies last time rose by about 60%.

News / Car and society

Russian insurance should look to the experience of Germany

In an attempt to reassure car owners of Russia, in the throes of an increase in the cost of insurance, which is expected due to the planned transition to “free fares”, the experts of the Russian Association of motor insurers was found in Berlin…

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According to RSA, to date the price of the policy “avtograzhdanki” is calculated from the base rate: from 3 to 4 432 118 rubles. It is multiplied by different individual customers for the coefficients taking into account the region in which the car is used, the engine power of the machine, as well as experience and age of the driver. In addition, the MSC is used (coefficient of bonus-Malus): in case of accident-free driving, he gives a discount on OSAGO, in case of a “history of accidents” – allowance.

Note, at this point, the Central Bank has no plans to change this system, although the long-debated translation on the availability of insurance tariffs. It is expected that this will increase competition (which in theory should lead to a reduction in the price of the policy), and will also make the rate more equitable. According to representatives RSA, in this case, an experienced and careful drivers do not have to pay for the young and gets into an accident. According to the President of the Russian Union of insurers Igor Jurgens, in this case, the break-even clients the cost of services could decrease by 50% for loss-making – to increase by 25-50%.

The increase in tariffs CTP has repeatedly insisted that the insurers, who continue to refer to the loss-making segment because of the actions of the so-called “criminal avtoyuristov”. The top ten most affected by the scams of subjects of the Russian Federation entered Krasnodar Krai, Volgograd, Rostov, Nizhny Novgorod region, Tatarstan, Sverdlovsk region, Bashkortostan, Primorsky Krai, Chelyabinsk and Lipetsk region.

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The current rates and coefficients will be terminated on August 31. The draft of the Central Bank not specified new minimum and maximum base rates, and also changed the factors taking into account region, age and experience of owner. Presumably the former will leave the power factor of the engine and KBM.

We will remind, according to the calculations of SAR in the first quarter of 2018 the average cost of the policy CTP was 5 769 rubles (reduction to same period last year was 2.2%). In the same period, average payment under the contracts was equal to 64 225 rubles (that is, the index decreased by 12.7%).

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Automotive

Ford introduced the Transit on the motives of the rally

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Ford MS-RT Transit Custom built by joint efforts of manufacturer and team M-Sport World Rally. Probably, the children were engaged in conveying goods and never had time to time, or not be able to receive their orders. How else to explain the construction of the sport wagon, we don’t know.

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The new version of MS-RT is based on conventional Transit Custom, but with a number of appearance improvements, including a new front bumper and grille with integrated factory “foglights”, aggressive front diffuser, fender flares, side skirts, rear diffuser and rear spoiler, and some stickers, designed to highlight the sporty character of the alterations.

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By the way, the upgraded van is also equipped with 18-inch Anthracite alloy wheels OZ Racing, shod in tires Hankook Ventus S1 Evo XL 103, lowered with Eibach springs and sports exhaust system.

In the salon MS-RT Transit Custom-fitted seats with a combination upholstery of Nappa leather and suede sports steering wheel with carbon inserts and on the floor with branded MS-RT floor mats. Version of MS-RT is available for twin, triple, pitimestwo double cab, six-seat double cab versions, with short or long wheelbase versions, with single or double rear doors.

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The van is driven by a two-liter petrol “turboservice” EcoBlue TDCi with a capacity of 168 HP, combined with six-speed manual or automatic transmission.

New Ford MS-RT Transit Custom is already on sale in the UK at a starting price of 995 32 pounds, which is about 2 770 000 rubles at the current exchange rate.

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Recently, Ford introduced an updated frame SUV Everest, on the basis of the updated pickup Ranger the day before.

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Automotive

BMW revealed coupe 8 Series M850i in the dynamics

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In the published video, the head of the project 8 Series Flush Marcus said that the new model is based on a racing coupe GTE M8, so the genes from the 8 Series racing. BMW tried to create such a car, at the wheel which can be fun.

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Head of Department chassis Jos van es said that the coupe will get polnopravnym suspension with the optional active antiroll bar, brand new all-wheel drive is not the one that installs on a fresh M5 sedan, and rear differential with limited slip, which will help transfer more power to the rear wheels and to make the all-wheel drive 8 Series felt a RWD car, but only when it is needed. Also, the head said that the 8 Series coupe would not have the habits of the Porsche 911, we can talk about the rider-the gentleman that will compete with the Aston Martin DB11.

The coupe will get a new barberopoulou eight with a return of 530 horsepower, which was confirmed by an official press release. Other official data on the characteristics of the engine no, but we are talking about a completely new engine, which will replace the not very reliable N63 engine series, which often suffer from overheating the turbines. According to rumors, the engine will keep the capacity of 4.4 liters, but everything to do with the intake and discharge of air will be recycled by the Bavarians.

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Automotive

Ford showed the capabilities of the center for simulation of weather conditions

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The centre has a wind tunnel capable of simulating heavy precipitation, and there is room to change the pressure, which simulate 060 height of 17 feet (5200 meters). It is noteworthy that at the same height is the base camp on mount Everest. The center can simulate a wide range of temperatures — from -40 to +55 degrees Celsius, while humidity can increase up to 95 percent.

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The centre commented Joe bakaj, Vice President product development, Ford of Europe:

A wide range of simulation tests will allow Ford drivers to be confident that their vehicles can cope with any climatic zone in which they live. Travel to the four corners of this building is like a journey to the four corners of the world, and our engineers will do it around the clock, every day to continue to develop future best-in-class cars.

Michael Steup, head of the center of environmental test of Ford Europe, spoke about the benefits of the research centre:

We see how the windscreen wipers operate at Arctic temperatures, changing engine performance in extreme heat and cold, and even how much snow falls on the driver when he opens the door. This is an engineer’s dream.

In a press release, Ford also does not hesitate to announce that the research centre consumes as much energy as would be enough for 2 400 houses. But Ford buys it from the company, which it produces from renewable sources, so European environmentalists can sleep peacefully.

Previously portal of the Wheel.ru reported that the new Ford Focus will be able to drive on two cylinders.

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