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Insurance will rise at the end of summer

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Rising prices for CTP is expected in the next few months: according to “Vedomosti“on 31 August 2018 it is planned to change as base rates “avtograzhdanki” and the coefficients for them. This date is stated in the relevant draft guidelines, prepared by the Central Bank. Recall that to change the tariffs for this type of insurance in Russia is possible only once a year.

car crash collision

Earlier, the Central Bank has already used the right to change the base rate, both times their size increased. We will remind, last time the regulator has increased the tariff in April 2015. Then it was expanded tariff corridor which was supposed to increase competition among insurance companies, but in the end the main players of the market just used the top bar. Insurance policies last time rose by about 60%.

News / Car and society

Russian insurance should look to the experience of Germany

In an attempt to reassure car owners of Russia, in the throes of an increase in the cost of insurance, which is expected due to the planned transition to “free fares”, the experts of the Russian Association of motor insurers was found in Berlin…

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According to RSA, to date the price of the policy “avtograzhdanki” is calculated from the base rate: from 3 to 4 432 118 rubles. It is multiplied by different individual customers for the coefficients taking into account the region in which the car is used, the engine power of the machine, as well as experience and age of the driver. In addition, the MSC is used (coefficient of bonus-Malus): in case of accident-free driving, he gives a discount on OSAGO, in case of a “history of accidents” – allowance.

Note, at this point, the Central Bank has no plans to change this system, although the long-debated translation on the availability of insurance tariffs. It is expected that this will increase competition (which in theory should lead to a reduction in the price of the policy), and will also make the rate more equitable. According to representatives RSA, in this case, an experienced and careful drivers do not have to pay for the young and gets into an accident. According to the President of the Russian Union of insurers Igor Jurgens, in this case, the break-even clients the cost of services could decrease by 50% for loss-making – to increase by 25-50%.

The increase in tariffs CTP has repeatedly insisted that the insurers, who continue to refer to the loss-making segment because of the actions of the so-called “criminal avtoyuristov”. The top ten most affected by the scams of subjects of the Russian Federation entered Krasnodar Krai, Volgograd, Rostov, Nizhny Novgorod region, Tatarstan, Sverdlovsk region, Bashkortostan, Primorsky Krai, Chelyabinsk and Lipetsk region.

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The current rates and coefficients will be terminated on August 31. The draft of the Central Bank not specified new minimum and maximum base rates, and also changed the factors taking into account region, age and experience of owner. Presumably the former will leave the power factor of the engine and KBM.

We will remind, according to the calculations of SAR in the first quarter of 2018 the average cost of the policy CTP was 5 769 rubles (reduction to same period last year was 2.2%). In the same period, average payment under the contracts was equal to 64 225 rubles (that is, the index decreased by 12.7%).

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Automotive

Wagon the Volvo V60 Cross Country is a planned visit to Russia

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volvo v60 cross country

Volvo v60,Volvo v60 cross country. Клиренс увеличен на 75 мм (до 210). Со всех сторон машину опоясывает некрашеный пластик, но, как мы знаем на примере Volvo V90 Cross Country, арки и бамперы в цвет кузова — это недешёвая опция.

Konstantin Bolotov, 3 hours ago. Photo: Volvo

Ground clearance is increased by 75 mm (to 210). All sides of the machine surrounds unpainted plastic, but as we know from the examples of Volvo V90 Cross Country, arches and bumpers in body color — it is an expensive option.

In February, saw the light of the new wagon Volvo V60, which is not in Russia, and has now published his version of the terrain Cross Country, which sales we have planned. However, the delivery time is still unknown. Full drive CC is standard, along with the assistant during the descent, the traction control in cornering and off-road travel mode. First in Europe will be a petrol variant T5 (225 HP) and diesel D4 (165 HP), both with vosmidiapazonnym “automatic”.

At the base of the rear bumper appeared strong at the plate. Trapezoidal exhaust pipes replaced bifurcated. Air springs and adaptive dampers option.

Passengers will feel that sit higher than the standard Volvo V60. Other differences in the salons of universals is not only the characteristics of the chosen configuration.

“We invented the segment Cross Country over 20 years ago and is now strengthening its reputation as a safe and versatile family cars,” said Volvo chief håkan Samuelsson, whose contract recently extended until 2022. Conveniently, the Swedish company is holding open sales numbers for specific models in Russia. You can see that for the first eight months of 2018, our countrymen have acquired 399, station wagon, V90 Cross Country (3 184 000). The old V40 CC (1 639 000) and V60 CC (2 195 000) found during the same time, 194 and 173 of the buyer. We also have the sedan S60 Cross Country (2 460 000), selected by 53 people.

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Oranges from osinki: test drive Lada Vesta Sport

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Automotive

The Renault group will build Europe’s largest energy storage

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Konstantin Bolotov, 52 minutes ago. Photo and illustration: Renault

Hatchback Renault Zoe remains the most popular electric vehicles in Europe. The photo shows 500 cars for car-share ZITY launched in Madrid the joint efforts of Renault and firm Ferrovial at the end of 2017.

Today Groupe Renault announced the beginning of work on the stationary energy storage system (Advanced Battery Storage), which will use battery electric vehicles. The largest in Europe, this drive will be due to its capacity of 70 megawatts and a capacity of 60 MW•h of a System to maintain the balance between consumption and electricity production (supply and demand). It will ensure the stability of industrial frequency (50 Hz) and to increase the share of renewable energy sources (windmills, solar panels, hydro) in the total volume.

Batteries are collected in containers that can be beushnye, and completely new that will replace the older clients during after-sales service.

The first objects in the system will be built in France and Germany in early 2019 at the three sites. Renault’s plants in Douai and Cleon, as well as former coal-fired plant in North Rhine-Westphalia. Capacity 60 MW•h (equivalent to daily consumption of 5000 households) will be reached by 2020, when the stores are going 2000 batteries from electric cars. Obviously, Renault is trying not to lag behind colleagues from Nissan, which promote more energy initiatives.

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